Travel Tips

Travel Tips for your Memorable Vacations

Why should I Buy Travel Insurance?

We know travel insurance can seem like just one more expense, and many travelers ask the question why buy travel insurance and why get travel insurance?

What happens if someone gets sick and can’t travel, a close family member dies, you’re required to work, or your house floods?

With trip cancellation coverage, you’ll be able to recover your out-of-pocket expenses for these covered reasons and more.

You’ve planned a cruise, but you discover the connecting flight to get to the ship is delayed. With the missed connection it looks like you will miss your cruise departure. How will you catch up to the ship?

With missed connection coverage, you can take another flight to catch the ship at the next port-of-call. You’ll also have assistance services to help you arrange and pay for those travel changes.

After attending the girl’s trip, you arrive at the airport to return home and are told tornadoes have canceled all flights through Florida. Who will help you find a new flight to return home?

With trip interruption coverage, you’ll have the money to refund the expenses of a new return ticket or to stay in a comfortable hotel.

You saved all year for a summer vacation to Aruba, but a hurricane destroys the hotel a week before you depart. Will you lose all the money you worked so hard to save?

With travel insurance protection for weather damage, you’ll be able to recover your pre-paid costs. Travel assistance services will also help you arrange a vacation at a new location – one the hurricane missed.

You’ve planned an luxury excursion itinerary to Egypt for years, but weeks before leaving a terrorist attack occurs. The airports are closed, and Egypt is in chaos. It would be unwise to travel now, but will you lose all your nonrefundable fees?

With terrorism coverage, you can cancel your trip without losing all the money you’ve spent.

You and your girls have planned a trip to Panama. After your first night in Panama, you wake with severe stomach pains and a high fever. You cannot start your excursion. Instead, you need emergency medical care – and quick.

With travel medical coverage, you won’t be paying a huge medical bill. You’ll also have assistance services – in your own language – to locate a suitable medical facility and arrange transportation.

With coverage for delayed bags you can relax. The service hot line will help you recover your bags. You’ll also be reimbursed for the essential items you need to start enjoying your trip.

Or, you are required to speak at a business conference in Las Vegas, but somewhere in transit, your baggage is lost. Your presentation is tomorrow, how will you get ready in time?

With coverage for luggage that is lost stolen, or damaged, you’ll be reimbursed for new clothes and personal items. You’ll can even get reimbursed for a suitcase so you can take your new stuff home."

You are at a conference in Spain, and you realize you left your passport at a local restaurant.

With coverage for lost passports, you’ll have help speeding up replacing and paying for a new passport.

You and your family have planned a summer tour of Morocco, your aunt is overcome with dizziness and a dangerously high fever. She needs immediate medical attention. How will you get her to safety?

With medical evacuation coverage we can arrange safe transportation to a medical facility. Medical evacuations typically cost tens of thousands of dollars, but with trip insurance you won’t break the bank to save your aunt.

You’ve planned a two-week honeymoon cruise to Alaska, but a week before the trip you see on the news that your cruise is canceled due to financial default of the cruise company. How will you recover your money?

With trip insurance that covers financial default be able to recoup your expenses. With the help of assistance services, you’ll be able to reschedule your cruise as well.

You and your family have planned a trip to your home country in Ireland, but on your way, the train is cancelled for mechanical repairs. You don’t speak the language. Who can help you locate alternative transportation?

With trip insurance you’ll have emergency assistance service agents who will recover your non-refundable fees, then locate and pay for transportation to get you where you want to be.